Many employees enjoy the convenience brought about by paystubs. It’s vital to have a single paper that contains all the important information concerning your payment history and financial info. These items are very essential and that’s why a lot of organization opt to use them. If a thief manages to steal your paystub check, you will find yourself in a compromising situation. Continue reading here to learn about the precautions to be taken if your paycheck stub has been stolen.
The first measure to take is calling your bank. Stealing your paystub check will undermine the safety of your financial situation. You should first inform your bank immediately your paystub check is stolen. There is a possibility that your account information will be listed on your paystub when you receive a direct deposit. A thief can use this info to try and gain control of your account. Make sure you request your bank to be monitoring your account at once in case of any change. Majority of banks can freeze client accounts, and this will deny intruders the chance of accessi9ng accounts by using paystub checks.
After contacting your bank, the next step will be to contact human resources. If you had a cheque attached to your stub, there is a possibility of an intruding trying to cash it. The next area to contact will be the Human Resource section of your employer for further assistance. A professional in the HR can connect you with someone in the accounting section to assist you or directly help you. These experts can either help you change your direct deposit info or they can put a halt to your check so that it cannot be cashed by the intruder. You can then work to get a new copy of your paystub and check once you’ve confirmed the safety of your account.
The last action that should be taken is the initiation of a fraud alert in the credit. It’s important you flag your credit report as your pay stub contains a lot of personal identifying information. Intruders try to use the info from the paystub to get access to a new credit card. If you put a red flag, the intruder will not be able to get access to a new card in your name.
One devastating feeling you can be faced with is having your paystub check stolen. If your paycheck stub is stolen, you will be out of your week’s wages and your financial details will be in the hands of a wring person. Taking note of these tips will help you put matters in your hands and take control.